Weather delays. Instant cash.
US airlines owe you nothing for weather delays. SkyCover does. We monitor your flight in real time and auto-pay within 15 minutes — no claim, no call, no waiting.
Weather delay detected
UA 2847 · ORD → JFK
Payout initiated
$127.00
Visa ···4242
Paid in 8 min 34s
No action needed
AI monitoring active
US travelers are left with nothing
Europe mandates compensation. The US has no equivalent law. There's a massive gap — and it costs travelers billions every year.
$0
US passengers get when weather cancels their flight
Airlines legally owe you nothing. Weather = act of God. EU travelers get up to €600 under EC 261/2004.
6–8 wks
Average travel insurance claim resolution time
Forms, receipts, hold music, and waiting. Most passengers don't even bother — that's what the industry is counting on.
47%
of all US flight delays are weather-related
300M+ passengers per year are affected. A $26B problem with no modern solution — until now.
European travelers
Up to €600
By law · automatic · 14 days
US travelers
$0 guaranteed
No law · no recourse
With SkyCover
$127 avg payout
Automatic · 15 min · no claim
Three steps. Zero effort.
SkyCover runs entirely in the background. You just fly — we handle the rest.
Buy protection at booking
Add SkyCover to any US flight for $5.99–$17.99. Our AI prices your premium in real time based on 30-day probabilistic weather forecasts.
Any airline · OTA or direct · 30 seconds
We monitor 24/7
From booking to landing, our engine watches live weather from IBM Weather Company, FAA delay codes, and real-time airport conditions.
4km resolution · FAA ATC codes · METARs & TAFs
Get paid automatically
When weather crosses your threshold, we trigger an instant payout to your card. No app to open. No form to fill. Just money.
< 15 min · direct to Visa/Mastercard · full audit trail
Powered by IBM Weather Company probabilistic AI
The same data feed that powers airport operations, airline dispatch, and US government weather services — now working for passengers.
Built for real travelers
Every feature eliminates friction — for passengers, not airlines.
15-minute payouts
The moment our system confirms a qualifying delay, payout initiates. Average settlement: 8 minutes.
AI-powered pricing
Probabilistic temperature & precipitation forecasts price your exact route, date, and airports.
Zero claims, ever
Parametric design means payouts trigger on observable weather data — not your subjective claim.
48h proactive alerts
If weather risk spikes before your flight, we alert you. Rebook — coverage transfers automatically.
Transparent risk scores
P10/P50/P90 weather distributions for your airport, updated daily. See exactly what you're paying for.
All US routes covered
Every domestic US route supported. International connections included if delay originates from a US airport.
Bank-grade security
PCI-DSS compliant. Payment tokenized through Stripe. SOC 2 Type II in progress. Never stored.
Auto-rebooking credit
Max customers get an additional travel credit if the airline rebooks you 6+ hours later.
Pay per flight. No subscription.
Protection that scales with how much you fly. Add at checkout — takes 30 seconds.
Basic
Essential cover for occasional travelers
- Up to $75 payout per delay
- Delays of 2h or more covered
- Automatic payout to card
- Real-time monitoring
- 48h weather alert
- Email notifications
Plus
For frequent flyers who hate uncertainty
- Up to $150 payout per delay
- Delays of 1.5h or more covered
- Automatic payout to card
- Real-time + predictive monitoring
- 48h weather alert
- SMS + push notifications
- Transfer to rebooked flights
- Cancellation coverage included
Max
Premium cover for business travelers
- Up to $300 payout per delay
- Delays of 1h or more covered
- Priority payout (<8 min target)
- AI risk dashboard access
- Dedicated rebooking credit
- Lounge access on 3h+ delays
- Full cancellation coverage
- 24/7 concierge line
All plans include a 100% refund if your flight departs on time. Full terms
Be first to fly worry-free
Founding members get 3 months of SkyCover Plus free and lock in launch pricing forever.
No spam. No credit card required. Unsubscribe anytime.